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Spring Porch Decorating Tips
Posted on Mon, 30 Apr 2018, 11:00:00 AM  in Home buying tips
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Spring Porch Decorating Tips

Your porch and patio space is crucial to your home's decor. Not only does it send a clear image to visitors and passersby, it can help you plan out the decorations for the rest of your home if you are not sure where to start. Decorating for spring can be especially rewarding, as homeowners who decorate seasonally will find themselves reinvigorated with the raw potential their homes can offer. If you are ready to start decorating your home for the spring, it is strongly recommended for you to take a look at some of these porch decorating tips and see what will work best for your property.

 

Focus on the Brights and Greens

Spring Porch Decorating TipsOne of the most important aspects of the design process is to focus on colors. When you skillfully choose colors that complement the season, you invite new energy around your home. With springtime, bright, warm colors always set a welcoming tone, and implementing plenty of attractive green fixtures can be just what you need. One of the best ways to combine the two is to invest in a few floral arrangement around the patio, especially if you pride yourself on your green thumb and know you can keep the plants thriving.

 

Free Space Up

If your patio is cluttered and does not have much in the way of free space, it can be a good idea to free some space up. This may sound easier said than done in some situations, but getting a good energy flow around the patio can be just what you need to revitalize the area and bring in a fresh appearance for spring. The easiest way to do this is to actually repurpose some of the things that you may have lying around, especially if they fit the color scheme you have in mind for the area.

 

Let the Sunshine in

Find ways to focus on the sunlight in the patio. For many people, this may mean rearranging the existing fixtures and seeing where certain elements may work better when combined with the active lights and shadows on your property. Dark colors can be especially easy to work with if you have active sunlight against the area. Let the sunlight act as a backdrop and arrange fixtures in a way that will lead the eye from one section of the patio space to the next.

 

Play with Drapery

Billowing drapes are always a welcome addition to the patio. Not only can the right drapery lead the eye, but the natural flowing movements can be extremely soothing to see in the area, particularly when set with stronger centerpieces. Apply drapes to open areas and pay attention to the way the wind plays around on your property. You may be pleasantly surprised by some of the results, especially if you have not decorated with drapes in the past. Choose colors that will work with the central decor, and do not be afraid to experiment if you notice something catch your eye.

 

Invest in Some Centerpieces

What do you want your patio to say about you? Having a centerpiece on the property can be one of the most efficient ways for you to focus your decorative energy. A good fixture will not only tie the rest of the furnishings together, but it can also become a definite point of pride for the rest of the property. Tables, swings and tapestries are all attractive centerfold options that you can apply to the area, and be sure to focus on the natural shapes to determine where you want the eye to go when you set everything up.


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Seven Ways To Reflect the Summer Season With New Decor In Your Canadian Home
Posted on Sun, 15 Apr 2018, 10:55:00 AM  in Home buying tips
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Seven Ways To Reflect the Summer Season With New Decor In Your Canadian Home

When summer arrives in Canada, you will want to have a home that reflects the season. After a long and difficult winter, it is essential to decorate your home with beautiful summer-themed items. You don't need to spend a fortune to create an inviting home in the summer months, and you can store your autumn or winter items in plastic totes to protect the items. Here are some ways to create a home that has a fresh summertime appearance.

 

Summer Decor 1: Houseplants or Fresh Flowers

Seven Ways To Reflect the Summer Season With New Decor In Your Canadian HomeCheck the gardening area of your favorite home improvement store to determine if it has an assortment of beautiful houseplants or fresh flowers. Having a living plant inside your home gives it an attractive ambience, but fresh flowers are an excellent alternative to create a gorgeous entranceway or dining room table.

 

Summer Decor 2: Lighter Weight Curtains For the Windows

If you have kept the heavyweight draperies closed over your home's windows this winter, then it is time to change to lighter weight curtains. Take down the heavy drapes so that you can polish the windowpanes to permit sunlight to enter. Make sure to wash your window screens and windowsills to keep your lightweight curtains clean when you open the windows.

 

Summer Decor 3: Place Slipcovers On the Upholstered Furniture

Look for stretchy slipcovers that you can place over the upholstered furniture in your home's living room. Choose a brighter color of slipcover such as yellow or orange that will make your home feel more like summer. Remember that you can always remove these slipcovers in the autumn to use a darker color throughout the holiday season.

 

Summer Decor 4: Create a Nautical Theme In a Room

If you live near the ocean or a lake, then create a nautical theme in a room. Visit a local or online home decor store to find items that have a nautical theme, including small wooden lighthouse replicas, porthole mirrors or boat paddles. By placing three nautical types of decorative objects in a room, you can change its entire appearance.

 

Summer Decor 5: Decorative Throw Pillows

When you want an easy and fast way to change the appearance of a room, then buy a few decorative throw pillows. You can place these items on a bed, chair or couch to create a summer ambience with a splash of color or a bright pattern. Remember that throw pillows don't need to have a square shape because you can find pillows that are round or that are in rectangular shapes.

 

Summer Decor 6: New Wall Hangings

If you have used the same artwork, photographs and other wall hangings in your home for several years, then it is time to update these items for the summer. Change the artwork in your home to paintings of beach scenes or summer picnics in a park. Look for vintage-style wooden signs that have slogans about the summer season, and also, change the frames of your photographs to a brighter color.

 

Summer Decor 7: Replace Your Home's Lamps

You may have old lamps that look degraded, but summer is an excellent time to replace these items. Lamps are often discounted in the summer because people don't need to turn the items on as much. Look for lamps that have clear bases that you can fill with artificial flowers or seashells to create a summer ambience in every room of your home. If you have problems with invading mosquitoes inside your home, then use special light bulbs that repel flying insects.


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What You Need To Do To Sell Your Home Faster
Posted on Wed, 28 Feb 2018, 10:35:00 AM  in Home selling tips
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What You Need To Do To Sell Your Home Faster

Canada continues to experience high demand for housing. However, some homes seem to stay on online property listings for long periods before the sale. Your house can sell in a month or even shorter period if the right marketing of the home is carried out. Others stay on listings for more than 90 days. Lowering the price might improve the attractiveness of the house and fasten the closing of the deal. Here are six things you should consider before listing your home for sale.

 

Do a thorough Property Market Research on Pricing

What You Need To Do To Sell Your Home FasterOne of the main reasons homes stay longer before is due to incorrect or high pricing. Check on significant property listings with similar houses to gauge the correct price of your home. Importantly, consult an experienced real estate agent who will guide on the appropriate value of the home. The agent can compare similar homes in the local area and come up with an attractive valuation of your home.

Despite upgrade and renovations to your house, inappropriate or too high pricing slows the selling of your home. Remember lowering the price below market rates will not guarantee the sale of the property. Ensure the pricing is the fair price for prospective buyers and is in line with other comparable homes in your locality.

 

Renovate and Upgrade your Home

In today’s property market, buyers are searching for ready houses which require minimal or no repairs and renovations. Fix the kitchen, upgrade the bathroom, replace broken windows, and paint walls in the house. Additionally, carry out repairs on doors; fix appliances, electrical and plumbing items in your home. Buyers will be impressed with the house which requires little funds for repairs. The buyers cannot afford to carry out renovations after paying large sums of cash to buy your house. Renovating your home not only improves the attractiveness, but quickens the sale of your house, but it also boosts the value of the home.

 

Professional Home Inspection

Another way to ensure your house sells faster is to invite professional to assess your home. You can ask designers, real estate agents, architects, and friends among others to inspect if there is any defect in your home that might derail the sale. Additionally, invite home buyers to carry out their evaluation of the home before closing the deal. The buyers will be interested in verifying that the house is in excellent condition and meets the needs of the buyer.

 

Utilize Social media to Advertise your Property

To shorten the listing period of your house on significant listings sites, you can showcase the photos and descriptions of your home on social media platforms such as Facebook. Advertise on real estate pages and join groups dealing with sale and purchase of properties. Social media has a massive following, and you are likely to reach out to a person interested in buying your house.

 

Relist your Home

In case your house has stayed on listings for a while consider removing from the market and listing the property afresh. Remove the listing after a month and wait for 1 or two weeks before posting again. A new listing ensures new and old real estate agents have a chance to check on property enhancing the prospects for sale of the home.

 

Offer to Cover some Costs

Offering to deal with some of the property costs is another attractive way to quicken the sale of your property. You can promise to pay part of the closing costs for the purchase of your property. Remember buyers and dealers are on the lookout for the best deals in the market.

In conclusion, offering best deals in the market, relisting your house, posting your house on social platforms, renovations, home inspections, and correct pricing will boost the fast sale of your house. Try the tips, and you will get an offer within a short period.


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Canada's New Mortgage Rules and How They Affect a Homebuyer
Posted on Thu, 15 Feb 2018, 10:30:00 AM  in Home buying tips
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Canada's New Mortgage Rules and How They Affect a Homebuyer

Canada’s new mortgage rules will cause hardship for some new and existing borrowers. These rules went into effect on January 1 and applied to all new or refinanced home loans. Anyone who applies for a new or refinance loan will have to pass a stress test to ensure they can afford the mortgage.

In January of 2017, applicants who did not put at least 20% down when buying a home are required to have mortgage insurance. With these new rules, applicants who put 20% down or more are required to still face a stress test. These rules make it seven times since 2008 that the mortgage market has seen new regulations to limit the amount of debt a Canadian can assume.

Canadas New Mortgage Rules and How They Affect a HomebuyerThese guidelines will affect people in a variety of ways. If an individual is purchasing a home with a down payment of at least 20% or more, he or she will need to pass a stress test. This stress test requires the financial institution to qualify the application by using a minimum qualifying rate.

This rate must be equal to the greater of the Bank of Canada’s five-year benchmark rate. This rate can also be the Bank of Canada’s contractual rate increased by two percentage points. This stress test may require the buyer to wait to purchase the home with a more substantial down payment or choose a less expensive home. The average reduction would be around $31,000 or approximately 6.8%.

If the individual is renewing a mortgage, he or she does not have to face a stress test. However, if he or she do not pass this stress test, it limits his or her choice in lenders. He or she will have to stay with the current financial institution and will not be able to look for a lower interest rate. It is even possible that individuals who do not pass the stress test will be forced to agree to the uncompetitive rates from their current loan providers.

If the person is refinancing a current mortgage, he or she will have to qualify at a higher stress-state rate than the current contractual mortgage rate. An example is a home purchased for $500,000 with only $50,000 is owed. A person wants to borrow $20,000 for home repairs and renovations. The current loan was financed at 5.0% and is a fixed rate mortgage.

The lending institution would evaluate this loan using the new mortgage rules. The investment would be for $70,000, but the individual would have to be able to pass the stress test at 7.0% instead of the 5.0%. If the person does not meet this requirement, he or she may not be able to get the loan, or he or she may have to decide on a smaller loan amount.

People who signed a purchase agreement before January 1, 2018, will not have to pass this stress test. This fact is true even if the mortgage is not applied for until after January 1, 2018. This loophole applies to new construction and pre-construction sales also.

If the individual was pre-approved before January 1, 2018, he or she might receive 120 days starting on January 1 to purchase a home without the new rules being applied. If a mortgage refinancing commitment was signed before the last day in December, the borrower might receive this same consideration. The only way to ensure a person gets the home of his or her dreams is by successfully passing the stress test which means he or she needs to be able to financially afford the loan or have a more substantial down payment.


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Real Estate Market Interest and Growth
Posted on Wed, 31 Jan 2018, 02:30:00 PM  in Marketing strategies
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The real estate market is seeing a very big surge in interest and growth. Many real estate investors as well as the general public are finding that there is a great deal of money to be made in the field and the growth that is being experienced may last for quite some time. Because of current market relations, acquiring one’s own home or staking a claim in the field of real estate can be very easy. The expansion of the market as well as people buying and selling rapidly allows for anyone to jump in and find the home that they are looking for.

 

Real Estate Market Interest and GrowthThe real estate market in North America hasn’t always been great. It is only until recently that we have seen an upturn from past years of recession and decline. Many people who choose to enter the field find that it can be welcoming and easy to pick up. However, the part that makes it challenging is that it can be very hard to master. Knowing the intricacies of the market can make a huge difference in turning a profit, no matter if you are someone who is new to the field or someone who is a seasoned veteran.

 

The market fluctuates and there is no surefire way to predict success. However, there are ways to ensure that you have a net to fall back on or ways to recover from any problems you run into. Networking is vital for creating not only your customer base but strong relationships with other people working in the field. Many people do not recognize the value and take for granted many of the connections that they make throughout their careers. However, nurturing these connections can create a safeguard against pitfalls that are common in the industry.

 

Many people in the industry find that without these safeguards, they fall into trouble. Luckily, it can be easy to acquire connections and make sure that they are there when you need them. Much like many other kinds of relationships, communication is key and it’s important to keep in mind that it is a two-way street. Much like many other types of social interaction, gravitating to places where lots of other like-minded people gather allows for networking to flourish. People can exchange information and call upon each other for favors or to work together to reach common goals.

 

It is important to maintain a professional relationship and make it clear that it is all about business. Having a number of these connections can be extremely helpful not only in growing your business, but helping others to grow theirs as well. A mutual relationship where everyone helps each other aids in market growth and can be a great way to foster even more potential for revenue and customer base building.

 

Getting ahead and being successful in the world of real estate can be very difficult. However, with the rising growth and popularity happening in the Canadian market, many people are seeing the potential to make a sizable profit and stake their claim. If you are someone who is interested in breaking into the real estate market or someone who is looking to sharpen their skills, now is a great time to take advantage. While the real estate market can fluctuate wildly, getting a foothold and making connections can be a surefire way to success.


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Home Improvement Trends to Perform When Selling a Home
Posted on Fri, 15 Sep 2017, 11:00:00 AM  in Home selling tips
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When you're ready to sell your home and list it on the real estate market, it's important that it's in good condition to ensure that you can find the right buyer. There are many home improvement projects to consider performing to increase the quality and functionality of the space. If you want to make your home more desirable to buyers, there are a few home improvement trends that are popular to perform.

 

Add Matte Finishes

Although sparkling chrome and shiny tiles have been a popular trend in recent years, more people are gravitating towards matte finishes that are subtle but have a high level of impact. Black stainless steel is a current trend and looks sleek on refrigerators or dishwashers that are installed in the kitchen.

Counter tops are also transitioning into matte surfaces with quartz materials that have a honed finish and look beautiful compared to glitzy granite counters.home improvements

 

Self-Cleaning Toilets

It may be time to give your bathrooms a makeover, which is one of the main parts of the property where buyers inspect. Self-cleaning toilets will prove to be a useful addition, which makes it easy to avoid spending as much time cleaning and will allow the home to be more presentable to guests. The toilets are innovative and will make it easy for buyers to remember the home by with a product that will accelerate the decomposition of organic materials and are more modern and affordable than bidets.

 

Smart Technology

Smart technology is increasing in popularity for the ease of use that it offers to homeowners. Install blinds that open and close with a touch of a button, which makes it easy to control the settings in different rooms of the home. Home security systems and surveillance cameras are also desirable for the level of security that is provided on the property and can be controlled from your smartphone or tablet while you're away from the house.

 

Many people also install doorbells that have cameras, making it easy to view who is at your door before you answer. Other smart-home features include showers with radios and televisions or hands-free faucets that are more sanitary.

 

Copper Accents

Copper is a popular choice of metal to incorporate in your home and on the exterior of the property before selling the house. The sleek material will add a pop of detail to different areas, making it necessary to install copper light fixtures on your front porch or a copper range hood that makes a statement in your kitchen.

 

Patterned Tile

Patterned tiles will look beautiful in different areas of the home when you want certain areas of the home to become the focal point. Patterned tile looks bold and trendy and is considered to be the new wallpaper of residential properties. Consider installing it on a backsplash in the kitchen or a shower in the master bath when you want to increase the visual appeal of the environment. The tiles can also cover an entire accent wall of a kitchen or bathroom or even be used on the floors of a small entryway.

 

Outdoor Cooking Areas

More people want to head outdoors to entertain, making it necessary to build an outdoor cooking area where you can barbecue or bake a pizza in an outdoor oven. The space can feature a seating area, a mini fridge, and smooth-top grills where you it's easy to get more use out of the outside of the property during the warmer months of the year.


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