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Common Mistakes When Buying a House
Posted on Thu, 15 Jun 2017, 02:50:00 PM  in Home buying tips
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Purchasing a home is a process that many people spend the earlier years of their lives waiting for. Even after they are settled into their first homes, they have plans for larger ones or ones in different locations later on. Due to this excitement, you may become overeager and make some errors. One of the best ways to avoid mistakes is to know what they are in the first place.

 

Not Using a Real Estate Agent

Common MistakesChances are that you've made many purchases in your life. Therefore, you may assume that you can easily buy a house without the assistance of a professional. The purchase of a home is much different from other buys because you must go through many steps, and you need to ensure that they are done in the correct order. Also, you are spending a significant amount of money on something that you cannot just go to the store and return if you don't like it. As a result, working with someone who can guide you is wise.

 

Spending All of Your Money

Many people decide to obtain a pre-approval because they seriously get involved in the home-buying process. Once you have your own pre-approval, you will know how much of a house you are permitted to buy. However, that does not mean you should spend that entire sum of money. Consider the fact that you have all of your other bills to account for and that even if you love your new house, you will probably want to go out to explore the neighborhood and what it has to offer. In other words, just because you can afford a certain amount of house on paper does not mean that it is realistically the right decision.

 

Not Practicing to Pay

Before you buy a house, you should get an idea of how much money you will spend each month on all of your new expenses, such as the mortgage, taxes, electricity and so forth. Prior to making a bid on any house, see if you an actually set that amount of money aside without struggling. In the event that you cannot afford to do so, you must reevaluate how much money you want to spend on a house and if you are even ready to make that purchase at all.

 

Disregarding Neighborhood

You may have your sights set on a particular style of house or a particular aesthetic and pay little to no attention to the other factors surrounding the purchase. With the right permits, you can make a number of changes to the structure and interior of a house, but you can never change the neighborhood that it's in. Even if you find the house of your dreams, looking into properties is likely wise when it is in an area with high amounts of crime.

 

Going Too Big

If you are like many people, you are likely enchanted by a prodigious house with all of the trimmings. Remember though that what you want is not always what you need. By purchasing a larger house, many of your bills are going to cost more, and you are going to have more rooms to clean. Of course, with a large family, you may need a large house. On the other hand, when you are purchasing a home for a small family, ask yourself if you really need all of those extra rooms.

Making mistakes when purchasing a house can turn into serious blunders because they are not always so easy to fix. Knowing what errors could arise can help you to have more power in avoiding them.


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10 Of The Best Flowers To Plant When Moving Into Your New Home
Posted on Wed, 31 May 2017, 12:00:00 PM  in Home buying tips,  Home selling tips
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10 Of The Best Flowers To Plant When Moving Into Your New Home

Planting flowers in Canada can be one of the best ways to break in and personalize your new home. Once you have signed on the dotted line with your sales representative, then you can start planning all of the beautiful flowers that you would like to accentuate your yard with upon moving in.

Do not feel limited by the 10 flowers on this list. There are literally hundreds of flowers that grow in Canada both in the wild and those that can be planted from seed packets or small plants in yards. If you are lucky, you will get a wonderful mix of both.

 

Roses

If you love flowers, then you are likely thrilled that roses bloom very well in most places of Canada. Roses are actually one of the toughest flowers that you can plant in your yard, and they have one of the best scent payoffs for the price it costs to plant them. Roses are a perennial plant that will bloom every year if properly taken care of.

 

Dahlias

10 Of The Best Flowers To Plant When Moving Into Your New HomeDahlias are a beautiful flower that are sure to wow and inspire. These beauties should be dug up in winter and stored indoors to avoid freezing in the cold Canadian winter climate. They can be grown and planted outside again when it warms up in late April and throughout May. If cared for, these flowers will bloom for many years.

 

Foxgloves

Foxgloves are a uniquely designed flower that is sure to draw attention from anyone that sees them. These flowers can be planted in spring as seedlings and will bloom throughout the summer and into fall. They will appear in spring the following year after planted and will hit peak bloom that following summer.

 

Day Lilies

If you are a beginner and want to start planting flowers in Canada than you should plant day lilies. These are very beginner friendly and will grow in a variety of soil conditions. They are easily kept and can withstand missing a day of watering every now and then. The bonus of planting day lilies is that they come in a wide variety of beautiful colors.

 

Poppies

Many flowers grow well in the warmest months in Canada. Poppies are another very hardy flower that grow in early Spring. These flowers can also be grown by simply spreading them anywhere that you like to fill in any awkward gaps. You are sure to love this bold pop of color in the early Spring.

 

Purple Coneflowers

Purple coneflowers have incredibly bright color and are simply stunning to look at. These flowers also help to attract bees and butterflies so they make excellent additions to every garden while simultaneously supporting these dwindling insect populations.

 

Blue Flag Iris

The blue flag iris is actually the official flower of Quebec, and for great reason. These flowers are actually naturally growing wildflowers in Canada that tend to prefer the wetter conditions of wetlands, swamps, and watery meadows in lower Canada. If watered enough, these are also excellent additions to personal gardens.

 

Canadian Columbine

The Canadian columbine flower is another flower that is native to Canada. It was so beautiful that it was was actually one of the first flowers sent back to Europe after European settlers first arrived in Canada. It is one flower that tends to keep away deer if you have a problem with deer eating your gardens. In addition, it will attract Canada’s most unique and beautiful butterflies and hummingbirds.


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5 Types Of Clients That Sales Representatives See Everyday
Posted on Mon, 15 May 2017, 11:50:00 AM  in Home buying tips,  Home selling tips
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5 Types Of Clients That Sales Representatives See Everyday

Sales representatives work with hundreds of different clients looking to buy and sell homes throughout their career. While there are certainly unique clients that pose questions and circumstances that sales representatives would say they have never seen before, these professionals can lovingly sort the majority of their clients into 5 separate categories.

It is important to know that different sales representatives classify clients informally based on their own unique set of standards and expectations. This is in no way meant to offend individuals or groups.

 

Those That Know Exactly What They Are Looking For

5 Types Of Clients That Sales Representatives See EverydayIt is not uncommon for a potential buyer to meet with a sales representative knowing exactly what they would like a home to have. These lists could outline a few details that would make or break a sale, but more than likely these lists are very long and non-negotiable. Unfortunately, it is not always possible to fill every request that a client may have. This is especially true if the budget is too low to include the homes that have many or all of these requirements.

 

Those That Ask Questions At Every Opportunity

Sales representatives see quite a few new buyers and sellers that are very interested in the process and ask as many questions as they can think of. Professionals generally welcome these questions and answer them to the best of their advantage, but the process significantly slows down for the clients that ask the same question over and over again. There is nothing wrong with wanting to be educated, but clients are advised to be aware that excessive questions could lengthen the buying or selling process.

 

Those That Are Not Proactive During The Buying Or Selling Process

A sales representative is a professional that helps clients to buy and sell homes as they need or want to do so. It is exceptionally frustrating when a client visits a sales representative with the expectation that the representative will take care of everything without any input, direction, or interaction of any sort from the client. In order for a sales representative to do their job efficiently a client must be able to communicate with them often, give input, and sign paperwork periodically. While it may not be the most exciting or joyous time in a person’s life, sales representatives really need all clients to be somewhat proactive in their own buying or selling process.

 

Those That Fall In Love On The Spot

Sales representatives meet quite a few clients looking to buy a house that do not really know exactly what they are looking for or what is available to them in their price range. When presented with a variety of options on paper, in magazines, or online these clients may love everything or may wish to wait to see the home in person. Once the client arrives at their next potential home, they simply fall in love with the home that they are looking at. The problem arises when a buyer falls in love with every home that they visit.

 

Those That Cannot Be Pleased With Any Outcome

There are individuals in Canada that are buying or selling a house because they have no other choice. These individuals would most likely rather just stay where they are. While circumstances vary greatly, these clients never seem pleased. Clients may be offered more money than they were asking for the home, may buy a home for significantly less than it had been listed for, or may have been relieved of fees for one reason or another and still cannot find joy in the situation. It is hard for a sales representative to see clients unhappy which makes this a hard group to represent.

 


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Choosing A Sales Representative To Meet Your Needs
Posted on Sat, 15 Apr 2017, 01:15:00 PM  in My services
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Are you thinking of buying or selling a house in Canada. It can be a tricky process to go through if you have to do it all on your own. That is why most professionals will recommend that you hire a Sales representative to meet your needs. There are plenty of them around, so do not feel bad about passing a few up if they just don’t feel right to you.

Here are a few things to keep in mind when choosing a sales representative to meet your needs:

 Choosing A Sales Representative To Meet Your Needs

You Have To Trust Them

If you are hiring a sales representative to buy or sell a house for you in today’s market, then it is imperative that you trust them completely. You are literally handing your rights to this person and asking them to make deals that will have a significant impact on you, your family, and anyone else that is involved. If you feel like they are not telling you the truth then you need to move on to an representative that you feel will be completely honest with you. If you feel like your representative just isn’t doing all that they can to help you, then you and your loved ones deserve to move on until you can find a representative that will do just that. You never have to settle for a representative that doesn’t meet your needs and that cannot be trusted. There are plenty out there that will listen to you and earn your trust in all of the ways that you need them to.

 

Don’t Be Afraid To Investigate

You have every right to ask your sales representative about their qualifications, certifications, licenses, and experiences. These professionals should be happy to tell you all about the wonderful things that they have accomplished for families just like yours. Do not be afraid to ask for proof as these representatives should be treating the first meeting or two like an interview. They should have resumes, profiles, and experiences all mapped out for you to view while you are getting to know them. You may also do a bit of research online to find out if they have a valid license that is currently in good standing. You have every right to find out who you will be handing your information to.

 

If You Are Selling, Ask For Their Opinions

If you are selling a house, then you will likely need their opinion on how to do certain things within the house. You are going to want to ask them such things as how much your house is worth, and what you can do to ensure that your house sells quickly. You are going to want to ask them what factors of your house diminish or take away from the price you would like to get for your home. You may even ask what about your house is unique and how to play up the features of your house that you would like to showcase.

 

Ask About Paperwork Upfront

You never want to find yourself in a situation where your sales representative is constantly giving you paperwork to sign that you had no idea existed. A crucial part to getting to know your representative is asking them about paperwork upfront. If these agents are willing to work with you, then they will not be afraid to let you know about all of the signatures that you’re going to have to provide during this process.


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Questions to Ask When Selling Your First Canadian Dream Home
Posted on Wed, 15 Mar 2017, 03:10:00 PM  in Home selling tips
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Congratulations on selling your first Canadian home. It is hard to let go of the first home that you have lived in. There are memories in the walls, under the floors, in the backyard, and in the kitchen. You have planted flowers with your mom in the garden and cooked cookies for your school functions in the the oven. You have a lot that you are going to miss and that is perfectly okay. We are here to ensure that the process goes as smoothly for you as it possibly can.

 Questions to Ask When Selling Your First Canadian Dream Home

Let Go Of The Things You Can’t Control

There is a reason you are selling your first Canadian home. You may have a new job, for example. Maybe you have a loved one across the country that you need to help. Maybe you just want to travel. Whatever the reason is, you’re going to have to comes to terms with the fact that you are in fact selling your home. It is okay. This process is indeed hard.

 

Questions To Ask The Real Estate Agent

You will have many questions to ask the real estate agent because you are new to this business of selling your home. You have never gone through the motions, especially with the emotions you likely have toward your house. So below you will find a list of questions you should consider asking your real estate agent upon putting your house up for sale.

 

How Much Do You Think My House Is Worth?

Never assume that you know exactly how much your house is worth. It could be worth millions if you live in a mansion by the sea with an excellent view from all 14 bedrooms, but your first house probably is not that mansion. YOu should ask your real estate agent what they think your home is worth. They have seen multiple homes in the area and have sold houses competitively because their livelihood depends on it. They will know what your house is worth and what it will sell for. They will also recommend that you be flexible in the likelihood that a buyer would like to counter your offer. Flexibility is key to selling your home quickly and efficiently.

 

What Are Your Qualifications?

Never be afraid to ask what a real estate agent’s qualifications are. They are trained to be open and honest about this information because it means either the sale of a home or the chance that it sits for a year or longer. You will be able to find this information online as well as in person. If this individual does not want to share this information with you then simply move on. There are a thousand and more agents that would love to represent you, and they will have qualifications that they wouldn’t mind sharing. Honesty is always the best policy when engaging with an agent.

 

Are You Flexible?

Find an agent that will be flexible with you in just about every way that you could ask for. Ask them if they are willing to meet you at a mutually beneficial time instead of only the times that they proposed if they do not work for you. Ask them if they will be flexible with the fees that they have as well. Any agent that wants to see you succeed will know that you have to be flexible and will want to meet you halfway. If they aren’t flexible, step away and find a new agent.


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Please ask me your question by filling out this form. You will receive an answer to your question at the first opportunity I have to reply. I appreciate the time you have taken.

 

 


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A New Home Versus an Older Home: Drawbacks and Benefits
Posted on Wed, 15 Feb 2017, 10:05:00 AM  in Home buying tips
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If you were to ask most potential homeowners, they'd love to buy a brand-new home versus one that was built a few decades ago. Sometimes, it comes down to personal preferences, but there are some definite benefits and drawbacks to purchasing a newly built home.

 A New Home Versus an Older Home: Drawbacks and Benefits

 Benefits to Purchasing New or Having a Home Built

  1. Customization

If you've ever lived in an older home, you know that there are many tweaks that should have been made while it was being constructed. You can make those changes to accommodate your lifestyle. That includes the huge master suite, massive family room and office space you want.

 

  1. Design Elements

Along with the size of the rooms, you can choose design elements to fit your family like an eat-in kitchen or a walk-in closet. You can choose everything down to the paint colour in your newly built home.

 

  1. New Home New Everything

With a new home, you're getting all the newest wiring and technology. That includes alarm systems, cable and media sound. If you're a fan of technology, this is essential in a new home.

 

  1. Less Maintenance

New homes mean that along with the wiring, all the appliances and HVAC equipment is brand-new. You won't have to worry about costly repairs or maintenance for a while. In the case of the heating and air, you'll want to do some seasonal maintenance, but nothing expensive.

 

  1. New House Smell

Everything in the new home should be absolutely perfect and customized to exactly what you want in the home. That means a beautiful new house smell so to speak. There'll be no flaws or disappointing elements for you to have to deal with in your new home.

 

 Drawbacks to the Newly Built Home

  1. The Cost

New homes can cost thousands and thousands more than an older home. You're paying for the new home's perfection. When you're discussing the things you want with a builder, you'll want to be careful about the costs or they could skyrocket quite easily.

 

  1. Additional Amenities

When you're shopping for a new home, the model you've seen can actually cost a lot more than you expect. Upgrades and additional amenities can really start to accumulate. It can end up costing even more.

 

  1. Missing the Quaintness

When you buy a new home, you're not getting any of the quaint charm you'd find in an older home. That's also true of the neighbourhood. The neighbourhood, trees and landscaping will be new too.

 

  1. Travel Time

New neighbourhoods are often away from the main parts of the city. You'll end up away from your usual markets and shopping destinations as well as the children's schools and other activities.

 

  1. Construction Zone

If you're one of the first homeowners in a new neighbourhood, you'll likely be living in a construction zone for a few years while the rest of the homes are built. Along with the noise, there'll be plenty of dust and dirt flying around too.

When you factor in the benefits and the drawbacks, you'll likely have your decision about whether a new home makes sense for you and your family. If technology and new construction and amenities are important, you'll want to go with a newly built home instead of an older one. When your idea of a home is large trees along shaded walks with quaint details, you'll likely want an older house.


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What You Should Know About Restrictive Covenants
Posted on Tue, 31 Jan 2017, 10:05:00 AM  in Home buying tips
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If you are considering buying a home in a planned subdivision, there is a good chance that you will become part of a homeowners’ association, commonly referred to as an HOA. One of the jobs of an HOA is to protect the property values within the community. One way an HOA does this is by requiring member homeowners to pay monthly, semi-annual, or yearly fees. These funds are used to maintain the common areas of the community. Another way is through a set of rules known as restrictive covenants that govern what homeowners in the community can and cannot do with their property.

 What You Should Know About Restrictive Covenants

Examples of Restrictive Covenants:

Restrictive covenants can vary widely between communities. These covenants can cover numerous issues, including

  • the colors that you can use to paint your home,
  • the type of landscaping that you can plant,
  • the size or breed of dog that you can own,
  • the type of window coverings allowed,
  • the number and type of vehicles that you can park on your property,
  • the height and type of fencing that you can install, and
  • whether you can install basketball hoops or other sporting equipment in your driveway.

A neighbourhood with an HOA that implements and enforces reasonable restrictive covenants will typically appear better maintained and see home values increase faster than a neighbourhood without an HOA.

 

Your Rights When Purchasing a Property in an HOA Community:

Once a seller accepts your offer, you are entitled to review the community’s covenants and by-laws. You should take advantage of this opportunity since you are expected to abide by the rules whether you have read them or not. If you find the terms unacceptable, you are normally entitled to back out of the contract without penalty within a certain number of days. Another option is to bring the issue to the attention of the HOA board to see if an exception can be made.

 

What Happens if You Violate an HOA Rule?

The consequences for violating a restrictive covenant vary from community to community. In most cases, you will be issued a warning advising you to remedy the situation. If you fail to do so, you may receive a fine.

 

The Benefits of an HOA:

While some homeowners are reluctant to be told what they can and cannot do with their property, an HOA does offer some significant benefits, including access to more recreational amenities and a better community aesthetic. You will also typically have fewer maintenance concerns in an HOA community since mowing, snow removal, and even trash service are often included in your dues.

 

Restrictive Covenants Can be Changed:

In most cases, restrictive covenants enacted by an HOA are reasonable and ensure that all residents of the community are able to enjoy their home and neighbourhood amenities to the fullest extent possible. Unfortunately, there are instances where HOA boards over-reach and tighten regulations to the point that they infringe on the rights of individual homeowners. In these instances, it is important to remember that restrictive covenants can be changed by a majority vote of the member homeowners.


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Questions To Ask Your Real Estate REALTOR®
Posted on Sat, 31 Dec 2016, 10:55:00 AM  in Home selling tips
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So you have decided to sell your home in Canada to the next wonderful couple that would like to enjoy it? Have you ever wondered what questions you should ask your real estate agent? Have you ever wondered how to pick out a real estate agent? Well, do not worry. We are here to cover some of the questions you are bound to have when picking up and selling your wonderful Canadian home.

 Questions To Ask Your Real Estate REALTOR®

Be Prepared To Let Go of Your Home

You have to be prepared to let go of your home as you know it. When you decide to sell your home you have to be prepared to put your memories in a big book and let the home turn into a house. You can keep all of the memories and great times that you have had in the house, but you cannot be your own worst enemy when it comes to selling the home. Do not let yourself get in the way of a sale. If you have to ask your real estate agent how best to do this, then do that. They most certainly have had a lot of experience talking to other couples who have had a hard time letting their home go.

 

Who Are you?

You have every right to ask who will be representing you and the house that you are trying to sell. You have the right to ask the agent what their name is, how long they have been selling homes, and if they have a license that they can show you to prove it. You also have a right to ask whether or not they have a license that is in good standing and whether or not they have any information that they would like to share with you before you decide to have them represent you (or not). The more open and honest you can be with your real estate agent, the more open and honest they can be with you. Get a feel for who they are so that you know whether or not this is really a person that values what you value. You deserve a good fit no matter who you are or what you want from the transaction.

 

How Do You Plan To Sell My Home?

Every great real estate agent will be able to develop a good plan. A plan that will help you sell your home. A plan that will highlight the best features in your home to any and all potential buyers watching the listing of your home with hopeful eyes. Your real estate agent should be able to market your home in such a way that is valuable to the buying population. This means they should have a strategy that is specific to your home and its assets. Do not fall for a scam artist or a real estate agent that has no clue on how to they plan to sell your home. If they don’t have a plan, how on Earth is your home ever supposed to sell?

 

What Do I Need to Do Now?

You may have quite a bit of work left to do now that you want to sell your home. You may have to clean it up. You may have to have it inspected. You may have to sink in a little bit of money before your home is even able to go up on the market. Your real estate agent should have a pretty good idea of what has to be done in order to make this a smooth process.


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How to Know You’re Ready to Buy a Home in Canada
Posted on Thu, 15 Dec 2016, 10:55:00 AM  in Home buying tips
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So you are thinking of picking up and moving to a new home in Canada? We really could not be happier for you and all that you are going to experience. But are you still having a handful of reservations and are in need a little reassurance. That is what we are here for!

 

Examine the Reason You Have Thought of Moving to CanadaHow to Know You’re Ready to Buy a Home in Canada

You clearly have a reason to be buying a home in Canada if you have thought this far ahead and have found yourself here on our blog. You just have to remember what that reason is and whether or not you really want to be in Canada as opposed to the other locations on Earth that you could be moving to.

 

Are You Considering Buying Because You Feel Unsafe Elsewhere?

This is actually a very common reason that buyers come to Canada to buy their very own Canadian dream home. Many people flee their countries because of political stress or the lack of safety that they feel they have there. You would not be alone if you are moving to Canada to buy a home that would make you feel safe day in and day out. In that case, we are more than welcome to take you in and show you just how wonderful Canada is to live in. If you feel unsafe where you are, please continue to seek that perfect Canadian home.

 

Are You Financially Stable?

You may be wondering if you can afford to buy a home in Canada. Maybe you have recently married or had your first child. Maybe you are moving to follow your dreams or to get a job. Whatever the case may be you must explore whether or not you will be financially able to afford the move and the home you wish to move into. To do so you can talk to a financial advisor, or seek additional help online. There are plenty of sources willing to help you figure out whether or not you can afford a home, and if so, how much you can afford to spend on the home you would like to buy. Congratulations on making this a serious consideration of yours. If you are wondering, questioning your financial stability is an excellent first step toward buying a new home anywhere.

 

Do You Love Winter Weather?

You may be thinking, why ask about winter if you already know we are looking for a home in Canada? Doesn’t all of Canada experience a brutally harsh, long, and cold winter? Actually, no. There are many different areas in Canada. You will find that you can find a home in that brutally cold, harsh, wintery location you have pictured in your head, but you can also find a home along a beach with mild summers and sunny days. You will be able to find a range of temperatures and climates all over Canada to better meet your needs. If that was a concern, you should consider visiting the homes you are considering purchasing to make sure that they are in locations that you will be able to handle as a new homeowner. On these visits, make sure to take to the neighbors and the community members. These people have lived in Canada for varying amounts of time- some of them have lived in Canada their entire lives. They will be the most knowledgeable on the location and the winters you are wondering about. So no, you do not have to love winter to live in Canada, but you certainly could.


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Questions To Ask Your Real Estate Agent When Selling Your Home
Posted on Tue, 15 Nov 2016, 12:55:00 PM  in My services
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So you know you’re selling your home and you know you want it to sell. You want to give yourself the best chance to make a quick sale that is fair for everyone, and so you’ve decided that you want to hire a real estate agent. Great choice!Questions To Ask Your Real Estate Agent When Selling Your Home

Now that you are looking for a real estate agent to sell your beautiful Canadian home, you need to know what questions to ask them. You really want to know who you are working with. So below we have outlined a few questions that you should consider asking your new potential real estate agent.

 

How Many Clients Are You Currently Representing?

There are two things you need to consider for when asking this question. You need to consider whether or not you think this real estate agent is too busy or too free (meaning having very few customers). You also need to consider whether or not you feel your real estate is being upfront and honest with you when they answer this question. If your gut feeling says “move on”, it is probably worth listening to.

 

How Many Homes Have You Sold?

Again, there are two things to consider when asking this question. If they are young and have sold many homes you may want to ask what makes them successful. If they are older and have sold few homes you may wish to consider what reason they have for only having sold a few homes in their career.

 

Are Your Fees Negotiable?

This is a great question to ask because you will find out very quickly which agents are not worth working with. If your potential real estate agent says that they have fees that are non-negotiable, then walk away. If your agent isn’t willing to work with you, even a little bit, there are plenty out other that will. You deserve to have a real estate agent that you can talk to and work with.

 

How Much Money Do You Think My Home Is Worth?

It may seem tempting to stick with the one agent that says your home is worth thousands of dollars more than the other three agents. Don’t be tempted by this statement. This is almost always a bad sign unless you know for sure that they have a rock-solid method of selling your home, or unless you do not want to sell your home quickly. Stick with the real estate agent that has seen a lot of homes similar to yours selling for the price that they are suggesting. You want to make the most of your deal, but sitting on a house for months just because the asking price is too high? That is just plain silly.

 

Are You In Good Standing? Can I See Your Real Estate License?

There are websites that allow you to check to see if your real estate agent is legitimate and if their license is currently in good standing. They should have absolutely no problem providing this information to you for that very reason. If they do not show you their license or give you the information to look up you can assume that they are not in good standing or that they are fraudulent. There are many frauds out there that will assume you are unknowing and steal money from you. They will provide you with nothing, or come up with documentation that is completely inaccurate or fake. If you ask no other questions, please ask this one.


How May I Contact You?

Please ask me your question by filling out this form. You will receive an answer to your question at the first opportunity I have to reply. I appreciate the time you have taken.

 

 


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